I get a lot of e-mails from RVers and wannabe RVers. Most of the time they are nice folks with legitimate questions and I try my best to answer them with advice, or if I don’t know the answer I try to point them in the direction of somebody who does. But sometimes I just have to shake my head and ask myself, “What the heck are you thinking?”
I got two such e-mails in the last couple of days. One is from a couple who want to fulltime who said they are a family with four kids and three dogs. Unfortunately they have big dreams and no sense of reality. And no money. They told me they had read the book ProBlogger: Secrets for Blogging Your Way to a Six-Figure Income, which is actually a pretty good book on blogging, and were now coming to me for real-world advice on how to make money with a blog about their RV travels.
They said they need to make $3,000 a month with a blog and added that their biggest expense will be their combined RV and car payments, which total $1450. “We know that some people spend a lot more money, but we are minimalists,” they added.
I’m sorry, but you can’t make that kind of money with an RV blog, nor can you support your family, pay for fuel and insurance, campgrounds, and other expenses on $1550 a month.
I’ve been RVing and blogging for a very long time. And while I do know a couple of fulltime RVers who get by on not much over $1,000 a month, they are not making RV payments and they don’t have kids to feed and clothe. When I replied and told this couple that, their answer was that, “Where there’s a will, there’s a way, and we will leave it in God’s hands.” Yeah, well I’m not sure God can help you out with that one, folks.
And as for their plan to make $3,000 a month with their blog, I’m sorry, but it’s not going to happen. For the last two or three years, this blog has had over 770,000 hits annually, and I don’t make $3,000 a month with it. There are thousands of RV blogs out there, some of them very good, but I don’t know of any blogger who is supporting themselves with just a blog. I’m afraid these people are in for a big letdown.
My other e-mail was from somebody complaining that the credit union I recommended he finance his RV purchase with is trying to rip him off. It seems that he is on some kind of disability income and his wife works. When they got their RV loan they added credit life/disability insurance, which will pick up their payments if an illness or injury makes it impossible to work, or will pay off the loan if the person is permanently disabled or dies. They bought the RV in November and now they are mad because the disability insurance won’t pay the loan off.
I’m sorry, it doesn’t work that way. You can’t reasonably expect the credit union to let you have something for nothing. And a pre-existing disability does not qualify under any credit life/disability insurance policy I have ever heard of. It may come into play if his wife, whose income was certainly taken into consideration when the loan was granted, becomes unable to work, but what this fellow expects is totally unrealistic.
Speaking of money and banking and credit unions and such, yesterday we stopped at Books-A-Million down in Gulf Shores, and when I went to check out, my debit card was declined. Hmmm… that’s strange. I used a different card to pay for the purchase and then called my credit union to ask what was going on and discovered that and my account had been hacked. We are in southern Alabama and there were charges in North Carolina and Tennessee totaling over $700. We have not been to either state in well over a year.
So they blocked the account and are sending me a new card by express mail. The credit union representative told me that the charges will be disputed, so hopefully everything will work out okay.
It’s Thursday, and time to kick off a new Free Drawing. This week’s prize is an autographed copy of John and Kathy Huggins newly updated and expanded So, You Want to be an RVer?: Celebrating the RV Lifestyle. This is the guide to RVing that every wannabe, newbie, and veteran RVer should have on their bookshelf. To enter, all you have to do is click on this Free Drawing link or the tab at the top of this page and enter your name in the comments section at the bottom of that page (not this one). Only one entry per person per drawing please, and you must enter with your real name. To prevent spam or multiple entries, the names of cartoon or movie characters are not allowed. The winner will be drawn Sunday evening.