Frugal Vs Foolish

 Posted by at 12:02 am  Nick's Blog
Sep 042015

Is it worth it? I can’t tell you how many times I get this question from both new and experienced RVers.

Our tires are eight years old but have lots of tread left and don’t have any cracks. Is it really worth buying new tires?

Are the expensive fire extinguishers, refrigerator compartment, or engine compartment fire suppression units Mac McCoy sells really worth it?

Engine unit installed 2

Our motorhome (or truck) is only a year old. Is emergency roadside service really worth it?

You recommended Chris Yust at C&C Insurance, but I got a quote from XYZ Insurance Company that was $32 cheaper a year. Is it worth paying the extra money?

As I wrote a few months ago in a blog titled How Much Is Your Life Worth?, only you can decide when “saving” money is frugal or foolish. Safe tires, or good roadside service, or proper RV fire extinguishers, or having an insurance agent who looks at all of your needs and advises you on the coverage you need under all circumstances you might encounter is kind of like a gun for self-defense. You never need any of them until you REALLY need them! And when you do, those paltry few bucks you may have saved by cutting corners are nothing compared to what you stand to lose.

A good example is emergency roadside service. Several companies, including Good Sam and Coach-Net, provide excellent coverage for very reasonable rates. We have had Coach-Net for over 12 years and have called on them several times when we were having mechanical problems. They have always come through for us.

I don’t know the exact figure off the top of my head, but we pay somewhere around $120 a year. Many years ago we had a wheel cylinder fail on our bus conversion when we were in Pennsylvania. We were in a rest area and there was a truck stop less than a mile away. When the tow truck got us there, I asked the driver what it would have cost us out of pocket without Coach-Net. He said $750. So yeah, it’s worth it.

bus on hook 7

As are quality fire extinguishers, good tires, an insurance agent you can trust who knows and lives the RV lifestyle, and all of the other things that you really don’t think you need until the excrement encounters the oscillating device. That’s when you discover whether you’ve been frugal or foolish.

In less than 24 hours 175 people have entered our latest Free Drawing for an autographed copy of Miss Terry’s Kitchen. To enter, all you have to do is click on this Free Drawing link or the tab at the top of this page and enter your name in the comments section at the bottom of that page not this one). Only one entry per person per drawing please, and you must enter with your real name. To prevent spam or multiple entries, the names of cartoon or movie characters are not allowed. The winner will be drawn Sunday evening.


Are you in the mood for reading a good romance? My pal Suzie O’Connell recently released Once Burned,  another great book in her popular Northstar Romances series, and it’s already getting excellent reviews. Suzie is a gifted young author and I’ve watched her career skyrocket in the last couple of years.

Or, if you’d prefer a mystery with lots of action and intrigue, check out Errant Knight by my good friend George Wier. George is a writing machine and his list of books and accomplishments is just amazing. My only hesitation in recommending his books is that you may find a new favorite mystery author, and where does that leave me? The man is good!

Thought For The Day – Be yourself is about the worst advice you can give some people.

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Nick Russell

World-Famous, New York Times Best Selling Author, and All-Around Nice Guy!

  6 Responses to “Frugal Vs Foolish”

  1. It’s totally worth it in my book, just so I don’t stress over the “what if’s”. I’ve seen too much happen in my short RV career not to want every safety device or service I can afford.

  2. well said Nick, the big thing is how much is your life worth?

  3. Your right on about this. In 2013, we were going from the Phoenix, AZ area to N. AZ for the Summer and in a 6 week period we had to have our truck and 5th wheel towed 4 times the shortest distance being about 35 miles. Can’t even imagine what that would have cost me without my Coach-Net road side service.
    P.S. Don’t buy a Ford PU with a 6.0 L diesel without Coach-Net !!!!!!!

  4. Great advice from a man that’s been on the road for a long time and probably has ran into just about everything possible. Ooops, I might of just jinxed you Nick, sorry if I did. Coach Net in my book offers the best service, and the rest, well you got it covered Nick. It’s just not worth the gamble. If it’s the cash your worried about stay home for a couple meals out and eat spam 🙂

  5. What about that time you got that bus stuck on that hill? The tow service was definitely worth it. We’ve had Coach Net and now have some service through our insurance. We used it twice last year, had to have the truck towed to a diesel shop for one of those exhaust sensors AND we had a blow out on the truck while towing (boy, that was a puckerfest). No one plans to have a blow out, break down, accident, stuck in mud, etc, it sure is nice to have coverage for those occasions.

  6. We had to call Coach-Net just this week. Our 40′ motorhome lost power four times while traveling southbound on the I-476 PA Turnpike. We manages to get to the very narrow shoulders 3 times so hubby Luke could reset the main power. The 4th time we drifted into a truck parking lot at the Allentown Turnpike Service Center Plaza while C-N found a repair facility. Getting a big rig tow took us a day and a half, but they got it done under trying conditions involving Turnpike exclusive contractors without appropriate equipment. Problems not solved yet but we are not stuck on the Turnpike. Going for a repair appt on Thursday if the rare parts arrive. Wish us luck.

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